Is a Short Sale the Right Decision for You and Your Family?

Surrendering a home worth half of what you owe is NOT a failure, it's a business decision. Facing the truth is sometimes the most difficult thing a person can do. A short sale is not the end. It's an opportunity for you and your family to take control and walk away free and clear. When you do nothing, you feel overwhelmed and powerless, however, when you do a short sale, you feel the sense of hope and accomplishment that comes from knowing you are working to get your life on track.

Nobody wants to lose their home, however, there is no need for you and your family to go down with a sinking ship. Know when to say enough is enough. Sometimes you have to take a few steps backwards to move forward correctly. Your mortgage obligation doesn't need to be a prison sentence. Additionally, a short sale will minimize damage to your credit.

95% of homeowners who have attempted to save their home through loan modification, have come to realize that loan modicifactions don't work. Effective January 31, 2011, the Federal Trade Commission banned loan modification companies from charging up-front fees for negotiating modifications of residential loans. The loan modification industry has been extremely misleading for homeowners.

There is no government program that forces lenders to modify your loan. According to the Attorney Generals office, money spent by homeowners on mortgage modification is "worse than some of the odds at the casino tables." Simply put: Banks are not motivated to modify your loan. It's a sad fact that it remains more profitable for Banks to foreclose, and throw a family out on the street than approve a loan modification. Banks do NOT care about your financial dilemma...they only care about bottom line profits and their stock value. Since Banks are looking out for their own financial best interest, shouldn't you do the same?

In this challenging Real Estate market, you don't need a salesman...you need an advocate. Let the experience of Fred Yancy with Crye-Leike Realtors go to work for you. Whatever your reasons are for selling, our experience with short sales, and our track record for getting them approved will ensure that your home gets sold. Let us take away the stress and get between you and the bank. Please be advised that Banks are not your friends. Bank are debt collectors and do not represent you. Anything you say to a Bank is being tape recorded and any document you send a Bank may be used against you to collect the debt. If your home is currently in default, or if you are about to fall behind on your mortgage payment, contact us right away. You have options. If your home has become the single greatest source of stress in your life, then a short sale may be the best option for you and your family.

Do You Qualify for the Federal Government Mortgage Forgiveness Debt Relief?

If you’re at least 30 days behind on your mortgage,  then your mortgage company is willing to consider completely forgiving a significant portion of your mortgage debt (provided you go through the proper process).  The portion they forgive, under H.R. 3648, is NO longer counted as personal income and CANNOT be taxed by the federal government!  So if you are behind on your mortgage,  Program HR 3648 can give you to the light at the end of the tunnel.  Program HR 3648 is a free nationwide initiative whose mission is to:

1. Help homeowners receive the mortgage debt forgiveness this new law encourages.
2. Rescue as many homeowners from public foreclosure as possible.

You’ll be pleased to know that under PROGRAM HR 3648:

1. You  receive all services, consultation, and information absolutely FREE. Guaranteed!
2. You’re assigned a certified program specialist to do all the work for you.

Fred Yancy is the certified program specialist in Cobb and Cherokee Counties  assigned to do all the work for you.  Fred’s  team is currently helping hundreds of homeowners receive the debt forgiveness they need to stop a potential public foreclosure!

As you can imagine, there is limited capacity to help homeowners for free.  So those that call right away are usually the only ones that get helped.

I cannot emphasize enough that time is of the essence.

The longer you wait the less likely this program can help you!

Call now and let your program specialist get right to work for you!!

678-799-4663

http://fredyancy.program3648.com